The Atal Pension Yojana 2023 (APY) is a government-backed pension scheme in India, aimed at providing a guaranteed pension to the unorganized sector workers, such as small farmers, small traders, and self-employed individuals. The scheme is intended to provide a guaranteed minimum pension to individuals who belong to the unorganized sector, such as small farmers and self-employed individuals, and who do not have access to any other pension scheme. pfrda.org.in is the official website for this scheme.
Atal Pension Yojana 2023
Under the Atal Pension Yojana 2023, individuals between the ages of 18 and 40 can contribute to the scheme and receive a guaranteed minimum pension of Rs. 1,000, Rs. 2,000, Rs. 3,000, Rs. 4,000, or Rs. 5,000 per month, depending on the amount they choose to contribute, when they reach the age of 60. The scheme is administered by the Pension Fund Regulatory and Development Authority (PFRDA) and is open to all Indian citizens who have a bank account and an Aadhaar card.
To know more about Atal Pension Yojana 2023 scroll down and read the article. Atal Pension Yojana 2023 is a scheme which is administered by the Pension Fund Regulatory and Development Authority (PFRDA) and is open to all citizens of India between the ages of 18 and 40.
Atal Pension Yojana 2023 Overview
| Article Title | Atal Pension Yojana 2023 |
| Yojana Name | Atal Pension Yojana |
| Category | Yojana |
| Age limit | 18 to 40 |
| Minimum Pension Amount | Rs 1000 |
| Website | pfrda.org.in |
Atal Pension Yojana Online
Atal Pension Yojana Online is a scheme that aims to provide a social security net for unorganized sector workers, who do not have access to other pension schemes, and help them plan for their retirement. You can apply for Atal Pension Yojana Online on the official website.
As of now, I do not have any specific information about any changes or updates for Atal Pension Yojana 2023, However as per the Current rules, Government of India also co-contributes 50% of the subscriber’s contribution or Rs. 1000 per annum, whichever is lower, to each eligible subscriber account, for a period of 5 years.
Atal Pension Yojana Ke Labh
The Atal Pension Yojana 2023 (APY) provides several benefits to its subscribers. Here we will tell all about Atal Pension Yojana Ke Labh:-
- Guaranteed Pension: The first Atal Pension Yojana Ke Labh is that the scheme guarantees a fixed pension of anywhere between Rs. 1,000 and Rs. 5,000 per month, depending on the contribution made by the subscriber.
- Government Contribution: The Government of India also contributes to the subscriber’s APY account. For every Rs. 100 contribution made by the subscriber, the government contributes an additional Rs. 50, up to a maximum of Rs. 1,000 per year.
- Tax Benefits: Contributions made to the Atal Yojana 2023 account are eligible for tax benefits under Section 80CCD (1B) of the Income Tax Act. The scheme provides the facility of nomination, which enables the subscriber to appoint a nominee who will receive the pension in case of the subscriber’s death.
- Subscriber’s death : In case of death of the subscriber before the age of 60, the pension corpus is returned to the nominee. The subscriber can make contributions to the Pension Yojana 2023 account on a monthly, quarterly, half-yearly, or annual basis.
- Portability: The Atal Pension Yojana 2023 account is portable, which means that the subscriber can transfer the account from one bank/Post office to another if they change their place of residence or work. It comes with the provision of Auto debit from the subscribers bank account, Which is a convenient way of making contributions
Atal Pension Yojana PDF
In order to join the Atal Pension Yojana 2023, individuals can visit their bank or post office and submit a filled-in Atal Pension Yojana PDF application form along with a copy of their Aadhaar card. Contributions to the scheme can be made on a regular basis (monthly, quarterly, half-yearly, or annually) through auto-debit from the subscriber’s bank account. The goal of this initiative is to increase participation from citizens in the unorganized sector.
The PFRDA manages the Atal Pension Yojana PDF. The program is accessible to persons who are not members of statutory social programs. At the age of 60, participants will get a fixed pension under the Yojana of INR 1000, 2000, 2003, 2004, or 5000 per month, based on contributions. Atal Yojana 2023 contributions will change based on the age at which a member joins.
Gareeb Pension Yojana
Gareeb Pension Yojana is a welfare scheme that provides financial assistance to poor and needy individuals in India. The scheme provides a monthly pension to eligible individuals who are unable to support themselves financially. The pension is intended to help cover the cost of basic necessities such as food and shelter. The eligibility criteria for the scheme vary depending on the state or region in which it is implemented, but generally include factors such as age, income, and disability status.
Gareeb Pension Yojana is primarily targeted at senior citizens, widows, and persons with disabilities. Some states also provide pensions under this scheme for orphans and destitute women. Gareeb Pension Yojana amounts vary state to state and category to category. It is one of the various social welfare schemes launched by the Government of India to provide financial assistance to the weaker sections of the society.
How to check the Status of Atal Pension Yojana?
To check the status of your Atal Pension Yojana 2023 account online, you will need to have your Permanent Retirement Account Number (PRAN), which is provided to you when you enroll in the scheme. Once you have your PRAN, you can follow these steps to check your Atal Pension Yojana Online account status:
- Visit the PFRDA website at https://www.pfrda.org.in/
- Click on the “APY” link in the “Retail Participation” section on the homepage.
- Click on the “APY Subscriber” link on the next page.Click on the “View APY account details” link.
- Enter your PRAN and other details as required, then click on “Submit” to view your account details.
- You can check details like, your account balance, latest transactions, current and previous contributions, etc. If you have any issues check the details or facing any problem , you can contact the APY customer care center at 1800-180-1111 or write to them at helpdesk-apy@pfrda.org
| Official Website | pfrda.org.in |
| UAK Home Page | urbanaffairskerala.org |
FAQs related to Atal Pension Yojana 2023
What is the minimum pension of the Atal Pension Yojana 2023?
The minimum pension of the Atal Pension Yojana 2023 is Rs.1000
What is the official website of Atal Pension Yojana 2023?
The official website of Atal Pension Yojana 2023 is https://www.pfrda.org.in/